Home owners apply online for a short term secured bridging loan

Benefits of a short term secured loan

Most banks or building societies when arranging personal finance will offer a secured personal or home owner loan over a period of time usually arranged over 3 to 5 years, which is all well and good for most people. The problem with this is that over a long period of time like this, your initial advance will accrue a sizeable chunk of interest. They will also offer to remortgage your property which in the short term can look very attractive as the increase in repayments is very nominal, however, if this nominal increase is multiplied by the term of the remortgage (generally 20 to 25 years), again the interest accrued over this period can be excessive.

If you are one of the people that will be able to clear the loan amount in a small time frame, then a short term loan could be the answer that you are currently searching the Internet for. APPLY ONLINE for a bridging finance with Quick and Easy. We are called Quick and Easy, because that's how we make it. Most cash payments can be made within 48 hours. All loans are secured against your property or land.

Adverse or bad credit

1 in 3 people today, some through bad personal financial management, some through just slipping on one or two payments and some through being victims of identity theft are suffering from a bad credit rating. There is a company named Equifax, which has been established well over 100 years, that keeps a record of all U.K. residents credit dealings. On file, they will have all the credit you have, whether you keep up on your repayments, if you have been late or missed a repayment, and how many times you have actually applied for credit.

All these factors have an outcome on how credit worthy you are. If you have too much credit at the moment, it shows up in your report. If you have missed or have been late on just one payment on a store or credit card, this also shows ups, and if you are repeatedly applying for credit, this is also in your credit report. All these factors do work against you and these could be the reason why you are struggling for finance at the moment. If this is the case, then you need to be looking for a specialist lender who deals with 1 in 3 people in the U.K. who would need to arrange a bad or adverse credit loan.

'Quick and Easy' are specialist lenders, not brokers who deal with just this type of circumstance. Our short term loans are secured on your property, not arranged on your financial history. APPLYING ONLINE is quick and easy. 2 to 3 minutes tops. We lend based on your properties current value, not on how much you initially paid for you home. All advances are short term, which can save interest in the long run. You can even choose how long you would like to make repayments over. Whether it is one or twelve months, because we are the actual lenders we are very flexible on this and you have no brokers' fees to pay. We can also advise on commercial property owners and also land that is not built on. We will match your short term loan needs to a package that is best suited to you.

Our short term loan process

Okay, so you would prefer not to go through conventional methods for your short term loan like Bank, building societies, etc. For what ever we are not interested. What you need to do for a no obligation decision from ourselves is simply:

• Fill out our ENQUIRY FORM. We will then give you a call back to tell verify how much we are able to lend you (based on your property or land value).
• Choose a repayment plan (usually to your request)
• Receive a cheque or bank transfer
• Use the cash for what ever purpose you required it for
• Stick to your repayment plan.
• Clear the debt with in your agreed repayment term.

The first step is to simply fill out the online application form, send us an email or hit the shiny 'request more information' button, so we can give you a call at a time that is best convenient to you. Remember, even if you do have a poor credit history, we borrow against your property, so this may not affect your decision for a secured homeowner short term bridging loan. A solution is only a matter of minutes away.